Need an appraisal in Scottsdale or Maricopa County?
The top reasons AZ homeowners use Phoenix Valuations, LLC:
Own a home in or near Scottsdale, AZ and need help deciding the price of it?
We at Phoenix Valuations, LLC understand the special needs of a customer after appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping consumers just like you remove unnecessary PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that's declining. This means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Phoenix Valuations, LLC is your strongest weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Phoenix Valuations, LLC can provide you with an expert appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for verity? Phoenix Valuations, LLC offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.