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Need an appraisal in Scottsdale or Maricopa County?
Here are the top 7 reasons Arizona homeowners hire Phoenix Valuations, LLC:
- Find the right listing price (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
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To cut their mortgage payments by removing PMI
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To reinstate their Home Equity Line of Credit (or HELOC)
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Review another appraiser's report for verification
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If real estate property needs to be divided because of a divorce
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To settle an estate in Arizona by determining the true market value of the property in question
At Phoenix Valuations, LLC, we understand the unique needs of a homeowner looking for appraisal services.
While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
It's very hard to be objective about your own house because of your emotional attachment to it.
The professional appraisers at Phoenix Valuations, LLC will tell you what you need to know -- not just what you want to hear. We are objective.
A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers.
It's something concrete to show your buyer.
It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth.
Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Challenging Maricopa County's assessment of your property
If you live in a region that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued.
This means you are going to pay higher taxes than you should be paying.
The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
An appraisal report from Phoenix Valuations, LLC is your perfect weapon when contesting your property tax assessment.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners.
Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
At Phoenix Valuations, LLC, we're experienced in helping clients just like you get rid of unneeded PMI insurance.
Was your HELOC recently frozen?
Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value.
Not only can this be unsuitable from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out.
An efficient appraisal from Phoenix Valuations, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal?
Phoenix Valuations, LLC offers field reviews where we'll go out and check the subject and comparables.
Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession.
Even though most review work is commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.
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