Attention homeowners: Real estate appraisal services for in Scottsdale and Maricopa County
The top reasons AZ homeowners need Phoenix Valuations, LLC:
Own a house in or near Scottsdale, AZ and need help deciding the value of it?
At Phoenix Valuations, LLC, we understand the unique needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Phoenix Valuations, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Phoenix Valuations, LLC, we're experts in helping customers just like you rid yourselves of unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other houses nearby. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal report from Phoenix Valuations, LLC is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Phoenix Valuations, LLC can provide you with an expert appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.