Appraisal services for Scottsdale and Maricopa County homeowners

See the top 7 reasons AZ homeowners hire Phoenix Valuations, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Own a house in or near Scottsdale, AZ and need help deciding the value of it?
Contact Phoenix Valuations, LLC.

We at Phoenix Valuations, LLC understand the individual needs of a consumer seeking appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Phoenix Valuations, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Phoenix Valuations, LLC, we're veterans in helping folks just like you do away with unneeded and unwanted PMI insurance.

Challenging Maricopa county's assessment of your property

If you live in an area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Phoenix Valuations, LLC is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Phoenix Valuations, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Phoenix Valuations, LLC can We can assist you. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.